MBKI, Tyumen

Inter-regional credit bureau (MBKI), is the only organization carrying out activities in the market of credit histories in the Tyumen and Ural-Siberian regions.

Inter-regional credit bureau was established to exchange information about borrowers among lenders; it allows to:

  • Increase the level of information about potential bank borrowers and enable more accurate prediction of loan repayments;
  • Reduce the fee for the search of information that would be levied banks from their customers;
  • Form a mechanism for disciplining the borrowers.

The positive result of the MBKI functioning would be lower interest rates and shortening of the decision weather to grant credit.